Stop Dreaming. Start Building.

The #1 reason ADU projects fail is financing. This step-by-step guide is the answer. Unlock your property's potential and get your ADU project funded, even if the bank has already said "no."

Is This Your ADU Journey?

You have the perfect spot in your backyard picked out. You’ve sketched out floor plans. You’ve researched ADU plans online. You’ve started searching for designers and builders that specialize in ADUs. You’ve even dreamt of the rental income or the joy of having family close by. But when you think about the cost, you hit a brick wall.

• You walk into your bank and get a blank stare when you ask for an "ADU loan."

• You get confused by the "alphabet soup" of finance - HELOCs, HELs, ARV, DTI - and don't know where to start.

• You worry you don't have enough equity to cover the six-figure cost of a quality build.

• You fear getting rejected for a loan and having to put your dream on hold indefinitely.

If this sounds familiar, you are not alone. And the solution is right here.

The Financial Map Every Homeowner Needs

For less than the cost of a single consultation with a confused mortgage broker, "How to Finance Your ADU" gives you the complete blueprint. We created this step-by-step guide to help transform you from a hopeful homeowner into a prepared, confident borrower who gets the "yes."

This isn't just theory. This is a tactical, actionable guide filled with checklists, calculators, and insider tips to navigate every stage of the process.

Inside The Guide, You'll Discover:

• Part 1: The Pre-Approval Blueprint: Getting Your Project "Loan-Ready": The exact steps to get your financial house in order before you ever talk to a bank. Learn the four pillars of qualification—Credit, DTI, LTV, and Cash Reserves—and how to make your application bulletproof.

• Part 2: The Lender-Backed Toolkit: From Equity to Construction: A deep dive into the 5 primary loan products. We'll give you a clear, unbiased breakdown of HELOCs, Home Equity Loans, Cash-Out Refinancing, Construction Loans, and new "ADU-Specific" loans so you can choose the perfect tool for your project.

• Part 3: The Creative & Alternative Toolkit: What to do when the bank says "no." Learn about powerful strategies like personal loans, builder financing, and "Equity Share Partnerships" that can get your project funded with $0 out of pocket.

• Part 4: Making Your Final Decision & Pitching Your Project: Our "at-a-glance" comparison matrix and scenario guide will cure your analysis paralysis. We'll give you the exact script and a checklist for your "Pitch Package" to confidently present to lenders.

• Conclusion: Your Path Forward: From Funded Plan to Finished Home: A powerful final chapter that reframes your loan as a wealth-creating "investment engine" and prepares you for the next phase of your journey: managing the build itself.

• Appendix: Glossary of Key Terms: Your complete reference tool to translate confusing "banker-speak" into plain English. Master the alphabet soup of finance (DTI, LTV, ARV, HELOC) and speak to lenders with confidence.

Get More Than Just a Book—Get a Complete Success Kit

We want you to succeed. That's why we've packed the guide with these powerful bonus tools:

• ✅ Checklist: The 1-Page ADU Financing Action Plan: A printable checklist to keep you on track from initial idea to a fully-funded project.

• 💰 Tool: The "Back-of-the-Napkin" ROI Calculator: A simple worksheet to calculate your real costs, monthly cash flow, and final Cash-on-Cash Return to prove your project is a smart investment.

• 📚 Glossary: The Complete Guide To ADU Financing Terms: Your "decoder ring" for all the banking jargon, translating terms like "ARV," “HELOC,” and "CLTV" into plain English. Master the alphabet soup of finance and speak to lenders with confidence.

From the Experts at Modern ADU Plans

We don't just design ADUs—we live and breathe them. Our mission is to give homeowners the clear, simple plans they need to unlock their property's full potential. We created this guide to solve the single biggest problem we see every day: financing. We've poured our expertise into this guide to give you the map you need to succeed.

Get Your Instant Download Now and Start Your Journey Today

You can spend months guessing, or you can get the proven roadmap right now.

"How to Finance Your ADU" eBook + Bonus Toolkit (Includes PDF Guide, ROI Calculator & Action Checklist)

Only $24.99

Frequently Asked Questions

• Is this guide useful if I have bad credit or no equity?

  • Yes! Part 3 is dedicated entirely to creative and alternative strategies for this exact situation.

• Is this a physical book?

  • This is a digital PDF ebook. You will get instant access to download it right after your purchase.

• What if I'm just starting to think about an ADU?

  • This is the perfect time to get this guide. It will help you create a realistic budget and financial plan from Day 1, saving you time and money.

This Guide is For You If...

• You're a homeowner with equity who wants the safest, cheapest way to borrow, but you're unsure whether a HELOC or Home Equity Loan is better for a construction project.

• You're a new homeowner with low equity who needs to understand how a Construction Loan or "ARV-based" financing can fund your entire build.

• You're an investor who wants to calculate the true ROI and secure funding with a professional, "banker-ready" pitch package.

• You're self-employed or have bruised credit and need creative, outside-the-box strategies for when the traditional banks say "no."

• You're just starting your journey and want to create a realistic budget from Day 1 to avoid months of wasted time and costly mistakes.

The Cost of a Bad Plan is Thousands. The Cost of This Guide is $25.

The single most expensive mistake you can make in your ADU project is walking into a six-figure investment unprepared. Choosing the wrong loan can cost you thousands in unnecessary interest, and a rejected application can set you back by months.

This guide is your insurance policy. For a tiny fraction of a single loan origination fee, you get the expert knowledge to avoid those costly errors. It's the single best investment you can make in your project's success.

Grab your copy now and turn hesitation into confident action.